It’s worth remembering that it’s often possible to make offers on properties of 5 to 10% less than the advertised price.
Finding and working with a good local estate agent can be invaluable, or if you’re searching online setting your search a little higher than your budget is good practice if you are willing to negotiate.
Once we’ve obtained an agreement in principle you can share this with your estate agent which could save you time and also demonstrates that you are a ‘serious’ buyer.
Once you’ve had your offer accepted on the new property, we’ll then apply for the mortgage on your behalf, dealing with the lender for you and thus reducing the time and hassle of arranging the mortgage directly.
Once the mortgage is offered you can then proceed with Exchange and Completion but there are some areas which you should consider before you reach this point.